A critical element of wealth management is risk management. There are a number of insurance “vehicles” that can help you manage your risk while also complimenting the structure of your investment portfolio, taking into account your goals and objectives. These vehicles focus on:
Your estate: To help protect and preserve your family’s lifestyle, as well as to provide financial resources to pay disability and illness costs, and potential estate taxes.
Charitable goals: To help you make a difference where it means the most to you.
Protecting your business: To help you grow, plan for the next generation and protect against unforeseen challenges that could negatively impact the health of your company.Growing your assets: To help you find additional ways to increase your financial assets that are not subject to the taxes your heirs will pay on your estate.